Financial clarity through divorce
The financial side of divorce is complex.
Your next step doesn’t have to be.
When assets, settlement proposals, and long-term decisions all arrive at once, it can be hard to know what is fair—or what comes next. Divorce Strategies offers an independent financial perspective, clear options, and a calm place to work through the numbers.
Start where you are
You do not have to understand every number before you ask for help.
Divorce can turn familiar finances into unfamiliar questions. You deserve room to slow the process down, see the full picture, and ask the questions that matter to you.
“I’m not sure we have identified everything.”
We can organize the marital estate so the financial picture is easier to see and discuss.
“I don’t know whether this proposal works for me.”
We can review the numbers, identify questions, and compare possible division approaches.
“I’m worried about the long-term impact.”
We can clarify how individual assets—including pension benefits—fit into the larger decision.
A stronger place to decide
Clarity does not make the decision for you. It gives you a stronger place from which to make it.See how Heather can help


How I help
A clearer view of the estate, the options, and the tradeoffs.
Technical work, translated into the questions you need answered and the decisions in front of you.
See the whole picture
Calculate and organize the marital estate so assets and obligations are presented in one coherent financial view.
Compare realistic options
Develop division proposal options that make it easier to see how different approaches may affect the settlement.
Pressure-test a proposal
Review or audit an existing proposal to identify gaps, unclear assumptions, and questions that deserve a closer look.
Understand pension value
Clarify the value of pension benefits so retirement assets can be considered alongside the rest of the marital estate.
You do not need to arrive with a perfectly organized file or a fully formed plan.We can begin with the documents and questions you already have.
What working together can look like
A thoughtful process, one decision at a time.

Begin with a conversation
Tell Heather what is happening, what information you have, and where the uncertainty feels greatest.
Build the financial picture
Heather organizes the relevant information and focuses the work around the decisions in front of you.
Review clear options
You receive understandable analysis and a calmer foundation for conversations with your other advisors.
A steady financial perspective
Independent guidance for decisions that shape what comes next.
Heather Kaiser founded Divorce Strategies to support people through the financial process of divorce with clarity, care, and a practical understanding of the decisions involved.
Her role is to help you organize complex information, examine options, and enter important conversations with a clearer view of the numbers. Heather listens first, explains without judgment, and keeps the focus on the questions and concerns that matter to you.
Contact Heather directly
Choose a time
Book an initial consultation.
Choose a time that works for you to speak with Heather about the financial questions, documents, or decisions you are facing.
Prefer to begin by email or phone? Use the contact options below.
A manageable next step
Start with a conversation, not a commitment.
Share a little about what you are facing and how you would prefer Heather to respond. Your message will open in your email app so you can review it before sending.



